Most people use a bank for 5 things. ============================ Stablecoins + Bitcoin replace almost all of them. No wonder they hate us so much. 1. Storing money Banks give you near-zero yield and steady debasement. Stablecoins = day-to-day spending money. Bitcoin = long-term store of value. Together they replace checking + savings. 2. Sending money ACH = days. Wires = fees. USDC on Solana = instant, nearly free, global. 3. Paying bills Banks do auto-pay. Stablecoins do programmable payments 4. Receiving paychecks Direct deposit is legacy tech. Stablecoin payroll is instant, borderless. 5. Borrowing Banks give you slow, opaque loans. On-chain credit (Aave, Compound, Libre) is transparent, collateralized, 24/7.