Stablecoins are gaining attention, but they still represent only a tiny fraction of the U.S. money supply. With a market cap of around $250–300 billion compared to over $20 trillion in M2, their adoption is in the early stages. The real game-changer will come when stablecoins can move effortlessly alongside fiat dollars. Today, ACH, wires, and card networks operate in silos separate from digital currencies. True interoperability—where stablecoins and fiat can be transferred, reconciled, and tracked in the same system—would make digital dollars feel as seamless as traditional money, unlocking faster payments, lower costs, and innovative financial services. Achieving this requires infrastructure that is fast, secure, and compliant. Fraud prevention, regulatory alignment, and transaction integrity must be embedded at scale. Once these foundations are in place, stablecoins could evolve from niche instruments into a new form of digital dollars that work everywhere, anytime—enhancing the existing financial system rather than replacing it. - writeup by @gil_akos of @astra_finance (shared in @thestablecon)